J.C. Ryle used to worry about people misreading the Parable of the Talents: “The word ‘talents’ is an expression that has been curiously turned aside from its original meaning. It is generally applied to none but people of remarkable ability or gifts: they are called ‘talented’ people. Such a use of the expression is a mere modern invention. In the sense in which our Lord used the word in this parable, it applies to all baptised persons without distinction. We all have ‘talents’ in God’s sight: we are all talented people.”
I think those last five words are crucial for any Christian to ponder, but it is especially helpful in how we think about musical talent.
First, it reminds the conspicuously talented church musician that their talent is one gift among many given by a gracious God to His people. There is no room for pride or being puffed up among the people of God (cf. 1 Corinthians).