Faithful stewardship in a shifting economy

Will the Bank of England cut rates in November? As a Christian seeking to be a faithful steward, knowing if interest rates will fall is more than financial news. It indicates how economic policy may affect our savings, giving, and ability to plan for the future.

There’s been a lot of talk in the press about interest rates and if they will come down or stay the same. Let’s walk through some scenarios together, with clarity and care.

Bank Rate today and the road so far

As of August 2025, the Bank of England’s Bank Rate stands at four per cent. Over the past year, rate cuts have gradually been implemented in response to easing inflation pressures. However, whether more cuts happen, and when, will depend on how the economy develops.